Most Recent Mortgage News

New Bilt Credit Cards Require Lots of Spending to Earn Points on Mortgage Payments

New Bilt Credit Cards Require Lots of Spending to Earn Points on Mortgage Payments

The new Bilt cards have finally been unveiled, and while there are a lot of details, I’m going to focus...

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Broker says soaring construction and insurance costs are crushing housing affordability

Broker says soaring construction and insurance costs are crushing housing affordability

“On the back of those costs being used, insurance companies are now using replacement cost estimates that are also high,”...

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Rate-and-term refinances boost slight jump in lock activity

Rate-and-term refinances boost slight jump in lock activity

Mortgage rate-lock activity ended the year on a strong note in spite of seasonal trends, new industry data found. Processing...

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Furness BS partners with Gen H – Mortgage Strategy

Furness BS partners with Gen H – Mortgage Strategy

Furness Building Society has partnered with Gen H to help improve access to homeownership and supporting responsible growth in the...

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Mortgage Rates Drop Into the 5s After Trump’s Order to Buy MBS

Mortgage Rates Drop Into the 5s After Trump’s Order to Buy MBS

I wanted to wait until today to weigh in on the new plan for Fannie Mae and Freddie Mac to...

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Rates plummet into 5s after Trump orders Fannie and Freddie to buy mortgage bonds

Rates plummet into 5s after Trump orders Fannie and Freddie to buy mortgage bonds

Hagen said brokers should keep a close eye on that ruling. If the government has to repay tariffs, it may...

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Trump’s MBS buying plan sparks rally, long-term doubts

Trump’s MBS buying plan sparks rally, long-term doubts

If it comes to fruition, President Trump’s call for a $200 billion purchase of mortgage-backed securities could further tighten MBS...

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Hodge lowers rates by up to 0.30%, Halifax Intermediaries trims prices – Mortgage Strategy

Hodge lowers rates by up to 0.30%, Halifax Intermediaries trims prices – Mortgage Strategy

Hodge Bank has lowered rates by as much as 0.30% across its residential mortgage range. The reductions come following December’s...

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Weak ADP Jobs Report Sends Mortgage Rates Even Closer to the 5s

Weak ADP Jobs Report Sends Mortgage Rates Even Closer to the 5s

Mortgage rates were already at 15-months as we entered 2026, and now they’re moving even lower. The catalyst today was...

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Why distressed properties should be a top focus for CRE, non-QM brokers in 2026

Why distressed properties should be a top focus for CRE, non-QM brokers in 2026

“Many properties won’t face forced sales but will need fresh funds to address strained capital structures, cure covenants, fund capex,...

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