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Record home prices squeeze borrowers as investors, cash buyers hold edge
Jan 31, 2026Profit margins fell in 87.7% of the 130 metros with sufficient data, led by North Port, FL (down 24 percentage points to 45%), Cape Coral, FL (down 22 points to...
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Pennymac 4Q results affected by shifting mortgage rates
Jan 30, 2026PennyMac Financial Services fourth quarter earnings were affected by the lower interest rate environment in the quarter, coming in higher year-over-year but reduced versus the linked quarter. Processing Content PFSI...
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Government sets 2035 start date for Decent Homes Standard – Mortgage Strategy
Jan 29, 2026The Decent Homes Standard (DHS) for rented properties will be enforced from 2035, the government has announced. The aim is to ensure that all social and private rented homes in...
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Fed Expected to Do Nothing Tomorrow, But Will Mortgage Rates Do Something?
Jan 28, 2026The Fed will wrap up its two-day meeting tomorrow, culminating in another rate decision that is overwhelmingly expected to result in zero change. In other words, no rate hike and...
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Fed preview: Senior economist tells brokers when to expect the next rate cut
Jan 27, 2026“By March, the Fed should have several months of cleaner inflation and jobs data in hand, giving the committee more confidence on whether recent trends are signal or noise. If...
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Trump pulls back from 401(k) use for down payments
Jan 26, 2026President Trump is said to have expressed reluctance to back penalty-free use of tax-advantaged 401(k) funds for down payments as he returned from the World Economic Forum in Davos, Switzerland....
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Network growth outpaces DA market for another year – Mortgage Strategy
Jan 25, 2026The mortgage network sector continued its upward trajectory in 2025, recording a net increase of 275 appointed representative (AR) firms across the top 30 networks holding mortgage permissions. This growth...
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