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Mortgage
2026 Mortgage and Real Estate Predictions
Jan 1, 20261. Mortgage rates will fall into the 5% range2. Home prices will be flat (if not lower)3. Affordability will improve but remain constrained4. Home sales will rise, but not as...
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Mortgage
Why it’s ‘not the time for complacency’ on broker technology adoption
Dec 31, 2025Even with the positive perception, Gehrke said there are still things to be ironed out, and brokers will have to determine what works for each customer. “Initial perceptions of artificial...
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Mortgage
HUD says 50-year mortgage on table, industry eyes hurdles
Dec 30, 2025Scott Turner, U.S. secretary of Housing and Urban Development. Aaron Schwartz/Bloomberg The beleaguered 50-year mortgage is one of many housing initiatives under consideration for the new year, according to a...
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Mortgage
Mortgage Strategy Bumper Christmas Quiz – Mortgage Strategy
Dec 29, 2025Welcome to the MS Christmas quiz – 82 general knowledge questions with a few mortgage related ones just to keep you honest. All the answers are at the bottom –...
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Mortgage
Three Ways to Get 5% Mortgage Rates in 2026
Dec 28, 2025About a year ago, I predicted that the 30-year fixed would fall to 5.875% by the fourth quarter of 2025. It didn’t quite get there, at least when speaking of...
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Mortgage
Midterm elections, inflation, and AI: Why 2026 could be more chaotic than 2025
Dec 27, 2025“You have the Democrats who have seemed to have found the lane arguing this affordability concept,” Hornik said. “You had the Democrats sweep in New York City, the New Jersey...
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Mortgage
Mortgage volumes see first back-to-back fall in 2 months
Dec 26, 2025Homes in Centreville, Maryland.Nathan Howard/Bloomberg Home loan applications fell in consecutive weeks for the first time in two months, according to the Mortgage Bankers Association. Processing Content The MBA’s Market...
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