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Government sets 2035 start date for Decent Homes Standard – Mortgage Strategy
Jan 29, 2026The Decent Homes Standard (DHS) for rented properties will be enforced from 2035, the government has announced. The aim is to ensure that all social and private rented homes in...
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Fed Expected to Do Nothing Tomorrow, But Will Mortgage Rates Do Something?
Jan 28, 2026The Fed will wrap up its two-day meeting tomorrow, culminating in another rate decision that is overwhelmingly expected to result in zero change. In other words, no rate hike and...
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Fed preview: Senior economist tells brokers when to expect the next rate cut
Jan 27, 2026“By March, the Fed should have several months of cleaner inflation and jobs data in hand, giving the committee more confidence on whether recent trends are signal or noise. If...
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Trump pulls back from 401(k) use for down payments
Jan 26, 2026President Trump is said to have expressed reluctance to back penalty-free use of tax-advantaged 401(k) funds for down payments as he returned from the World Economic Forum in Davos, Switzerland....
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Network growth outpaces DA market for another year – Mortgage Strategy
Jan 25, 2026The mortgage network sector continued its upward trajectory in 2025, recording a net increase of 275 appointed representative (AR) firms across the top 30 networks holding mortgage permissions. This growth...
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LLPA-Free Refinance Touted as Solution to Lower Payments for Recent Home Buyers
Jan 24, 2026So I’ve had this article idea on my desktop since November 2024. It was an empty Word document simply titled “LLPA-free refinance.” It was something I was thinking about for...
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Executive: Supply side must be fixed to solve housing and rental affordability crisis
Jan 23, 2026“If you want to bring prices down and inventory up, we need more housing units,” he said. “We need more houses built every year. I think we’re a couple of...
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