Broker says soaring construction and insurance costs are crushing housing affordability
Jan 15, 2026“On the back of those costs being used, insurance companies are now using replacement cost estimates that are also high,”...
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Most Recent Mortgage News
Mortgage
Mortgage
Rate-and-term refinances boost slight jump in lock activity
Jan 14, 2026Mortgage rate-lock activity ended the year on a strong note in spite of seasonal trends, new industry data found. Processing...
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Mortgage
Furness BS partners with Gen H – Mortgage Strategy
Jan 13, 2026Furness Building Society has partnered with Gen H to help improve access to homeownership and supporting responsible growth in the...
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Mortgage
Mortgage Rates Drop Into the 5s After Trump’s Order to Buy MBS
Jan 12, 2026I wanted to wait until today to weigh in on the new plan for Fannie Mae and Freddie Mac to...
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Mortgage
Rates plummet into 5s after Trump orders Fannie and Freddie to buy mortgage bonds
Jan 11, 2026Hagen said brokers should keep a close eye on that ruling. If the government has to repay tariffs, it may...
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Mortgage
Trump’s MBS buying plan sparks rally, long-term doubts
Jan 10, 2026If it comes to fruition, President Trump’s call for a $200 billion purchase of mortgage-backed securities could further tighten MBS...
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Mortgage
Hodge lowers rates by up to 0.30%, Halifax Intermediaries trims prices – Mortgage Strategy
Jan 9, 2026Hodge Bank has lowered rates by as much as 0.30% across its residential mortgage range. The reductions come following December’s...
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Mortgage
Weak ADP Jobs Report Sends Mortgage Rates Even Closer to the 5s
Jan 8, 2026Mortgage rates were already at 15-months as we entered 2026, and now they’re moving even lower. The catalyst today was...
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Mortgage
Why distressed properties should be a top focus for CRE, non-QM brokers in 2026
Jan 7, 2026“Many properties won’t face forced sales but will need fresh funds to address strained capital structures, cure covenants, fund capex,...
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Mortgage
GSE retained portfolio growth leads to narrower spreads: KBW
Jan 6, 2026The spread between the 10-year Treasury yields and 30-year fixed mortgage rates tightened at the end of 2025, largely driven...
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