Most Recent Underwriting News

MBA renews press for limited single report as scores compete

MBA renews press for limited single report as scores compete

Now that there are formal government-sponsored enterprise guidelines for score modernization that help fulfill a legislative mandate, the Mortgage Bankers...

  • 56
Better, Coinbase allows tokens to support conforming loan

Better, Coinbase allows tokens to support conforming loan

Better Home & Finance, the parent company of Better.com, is partnering with Coinbase to launch token-backed down payments for conforming...

  • 74
NAMB outlines 4-part housing affordability fix

NAMB outlines 4-part housing affordability fix

An integrated solution involving four key areas needs to come to fruition in order to solve the affordable housing crisis,...

  • 102
Rate-and-term refinances boost slight jump in lock activity

Rate-and-term refinances boost slight jump in lock activity

Mortgage rate-lock activity ended the year on a strong note in spite of seasonal trends, new industry data found. Processing...

  • 136
Rocket adds debt service coverage ratio investor mortgages

Rocket adds debt service coverage ratio investor mortgages

Rocket Mortgage has come out with a debt service coverage ratio product in both its wholesale and retail channels, joining...

  • 152
TransUnion follows Experian, Equifax with VantageScore incentive

TransUnion follows Experian, Equifax with VantageScore incentive

TransUnion is the latest company to make a move in the credit score war between VantageScore and Fair Isaac Corp.’s...

  • 234
FHA is also adopting the UAD 3.6 appraisal format

FHA is also adopting the UAD 3.6 appraisal format

The Federal Housing Administration, which receives the largest share of mortgage applications among the government guarantors, is adopting the UAD...

  • 302
ICE Mortgage Technology pushes SDK sunset to end of 2026

ICE Mortgage Technology pushes SDK sunset to end of 2026

ICE Mortgage Technology is putting off the planned sunset of the Encompass SDK system, according to a memo provided by...

  • 344
Douglas Elliman adds mortgage unit to real estate sales

Douglas Elliman adds mortgage unit to real estate sales

Douglas Elliman, the nation’s sixth-largest real estate brokerage, is the latest firm to unite home sales and financing under one...

  • 307
United Wholesale Mortgage adds 1% down payment loan

United Wholesale Mortgage adds 1% down payment loan

United Wholesale Mortgage is bringing back a conventional purchase mortgage in which the borrower only has to come up with...

  • 240