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Digital visibility, early engagement are key for independent agencies to capture the next generation of policyholders

Digital visibility, early engagement are key for independent agencies to capture the next generation of policyholders

Keep Your Emergency Fund at a Separate Bank

Keep Your Emergency Fund at a Separate Bank

Your Credit Score Has Five Components

Your Credit Score Has Five Components

OIP Insurtech Launches Document Intelligence AI, Reducing Compliance Review Time by Up to 80%

OIP Insurtech Launches Document Intelligence AI, Reducing Compliance Review Time by Up to 80%

Your Credit Utilization Should Stay Below 30%

Your Credit Utilization Should Stay Below 30%

One Late Payment Can Stay on Your Credit Report for Seven Years

One Late Payment Can Stay on Your Credit Report for Seven Years

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Do Mortgage Rates Need a Hike to Move Lower?

Do Mortgage Rates Need a Hike to Move Lower?

There’s an argument floating around that if the Fed hikes rates, long-term rates will move lower. That includes things like 30-year fixed mortgage rates, which recently hit fresh 52-week highs....

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Operational excellence in VA loans leads to executional excellence

Operational excellence in VA loans leads to executional excellence

Anybody can say they have low prices and great service. You have to prove it at every touchpoint.  Most originators claim to offer low price, fast closings, and responsive service. But to actually do it...

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Large drop in new defaults may signal reprieve for servicers

Large drop in new defaults may signal reprieve for servicers

A performance measure for Federal Housing Administration-insured loans improved markedly in the past month, according to the latest numbers from Intercontinental Exchange’s mortgage technology unit. Processing Content New FHA defaults...

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20 July to 24 July – Mortgage Strategy

20 July to 24 July – Mortgage Strategy

This week’s top headlines: Surge in switching following FCA rule change and Rayner returns to Housing Secretary role. Explore these and other major industry updates below: Surge in switching following...

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How Mortgage Rates Avoid a Return to 7%

How Mortgage Rates Avoid a Return to 7%

There are alarm bells ringing that mortgage rates are going back to 7%. I’m seeing articles, I’m hearing from housing doomers. Everyone seems to think mortgage rates are going much,...

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One firm just broke mortgage servicing’s longest winning run

One firm just broke mortgage servicing’s longest winning run

The study, based on responses from 14,118 customers surveyed between May 2025 and May 2026, recorded an overall industry average of 607, an 11-point gain from 2025 and the strongest year-over-year...

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Annaly buys non-QM, agency servicing opportunistically in 2Q

Annaly buys non-QM, agency servicing opportunistically in 2Q

Annaly Capital Management’s purchases of loans and servicing contributed to a profitable second quarter above most consensus estimates, but its executives said that’s in part because it’s taking a measured...

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