Rakuten Boosts Dell Cash Back
Rakuten has increased its earnings rate for Dell purchases, giving shoppers a chance to earn extra cash back, Membership Rewards, or Bilt Points on eligible orders. These elevated Dell rates come around fairly often, but they’re always worth a look, especially for those who still have Dell credits to use.
If you have an American Express Business Platinum Card, this can be a great opportunity to stack multiple offers and maximize your savings. Let’s take a look at the details.
Offer Details
Rakuten is currently offering an elevated payout of 12% cash back or 12X Amex/Bilt points for purchases made at Dell through its shopping portal.
To earn rewards:
- Log in to your Rakuten account.
- Click through to Dell from Rakuten.
- Complete your purchase in the same shopping session.
- Earn cash back or points, depending on how your Rakuten account is configured.
Rakuten rates can change frequently, so make sure to check the current payout before placing an order. The current offer may be targeted, as some accounts only have 6% cash back.
Why This Is Interesting for Amex Business Platinum Cardholders
The Dell partnership has long been one of the easiest ways for Business Platinum cardholders to extract value from their annual Dell credits. You can get up to $150 in statement credits on U.S. purchases directly with Dell Technologies on your Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on those purchases, per calendar year. Enrollment required.
How it works:
- Enroll in the $1,150 Dell Credit benefit once.
- Use the Business Platinum Card to make U.S. purchases directly with Dell Technologies and receive up to $150 back in statement credits per calendar year.
- Additionally, spend $5,000 or more on U.S. purchases directly with Dell Technologies in a calendar year and get a $1,000 statement credit.
You can stack:
- Your Dell statement credit from the Business Platinum Card
- Rakuten cash back, Membership Rewards points, or Bilt Points
- Dell sales and promotions
- Possible Amex Offers or Chase Offers since you can use up to three payment methods.
For those who have linked their Rakuten account to American Express Membership Rewards, the portal payout can be especially attractive since you’ll earn Membership Rewards points instead of cash back. Alternatively, Rakuten now lets members earn Bilt Points, giving you another transferable currency that can be used with partners such as Alaska Airlines, Hyatt, American Airlines, United, and many others. Here’s how I stacked some of these deals to save 78% on a new computer.
Don’t Forget the Rakuten Signup Bonus
If you don’t already have a Rakuten account, this can be an even better opportunity. New users can often earn a $50 signup bonus after making qualifying purchases through the portal.
You can choose to earn cash back, Amex Membership Rewards points, or Bilt Points. To earn Bilt points from Rakuten at a 1:1 ratio, you must hold Silver, Gold, or Platinum status with Bilt.
Guru’s Wrap-up
Elevated Rakuten rates at Dell are always worth a look. But they’re especially valuable for Business Platinum cardholders who still have Dell credits to use. By combining Dell credits, Rakuten earnings, Dell sales, and potential Amex/Chase Offers, you can often generate some excellent value.
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