Most Recent Mortgage News

How widespread is the housing market’s ‘lock-in’ effect?

How widespread is the housing market’s ‘lock-in’ effect?

The run-up in rates means for the majority of those borrowers, it makes little sense to move, swapping their existing...

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Waterstone Mortgage has best quarter in two years

Waterstone Mortgage has best quarter in two years

Waterstone Mortgage reported a second consecutive quarter of profitability, although management at its parent company cautioned about the macro environment...

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22 Jul to 26 Jul – Mortgage Strategy

22 Jul to 26 Jul – Mortgage Strategy

Mortgage Strategy’s Top 10 Stories of the Week: This week’s highlights include the start of the first ‘mortgage prisoners’ court...

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Presidential Candidate Kamala Harris Has a 7-Year Adjustable-Rate Mortgage

Presidential Candidate Kamala Harris Has a 7-Year Adjustable-Rate Mortgage

By now you’ve heard the news. President Biden dropped out of the 2024 presidential race and paved the way for...

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Is opportunity improving for first-time homebuyers?

Is opportunity improving for first-time homebuyers?

For Kristin O’Neil (pictured top), senior loan officer at Open Door Lending, 2024 has seen an uptick in first-time buyers...

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20 states where mortgage delinquency is increasing the most

20 states where mortgage delinquency is increasing the most

Enjoy complimentary access to top ideas and insights — selected by our editors. Some mortgage delinquency is inevitable, but when...

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Does a (fee) cap fit? – Mortgage Strategy

Does a (fee) cap fit? – Mortgage Strategy

Shutterstock / MaskaRad The UK’s largest lender, Halifax, recently set a precedent by publicly announcing a cap on how much...

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Is the US housing market turning a corner?

Is the US housing market turning a corner?

That drop contributed to a boost in refinances, which increased to their highest level since August of 2022, while applications...

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ICE’s Encompass down following CrowdStrike incident

ICE’s Encompass down following CrowdStrike incident

ICE Mortgage Technology’s Encompass loan origination system went down following a global technology outage. By Friday afternoon, many parts of...

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15 Jul to 19 Jul – Mortgage Strategy

15 Jul to 19 Jul – Mortgage Strategy

Mortgage Strategy’s Top 10 Stories for the Week: This week’s top stories highlight significant shifts in the mortgage landscape. From...

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