Most Recent Mortgage News

HUD says 50-year mortgage on table, industry eyes hurdles

HUD says 50-year mortgage on table, industry eyes hurdles

Scott Turner, U.S. secretary of Housing and Urban Development. Aaron Schwartz/Bloomberg The beleaguered 50-year mortgage is one of many housing...

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Mortgage Strategy Bumper Christmas Quiz – Mortgage Strategy

Mortgage Strategy Bumper Christmas Quiz – Mortgage Strategy

Welcome to the MS Christmas quiz – 82 general knowledge questions with a few mortgage related ones just to keep...

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Three Ways to Get 5% Mortgage Rates in 2026

Three Ways to Get 5% Mortgage Rates in 2026

About a year ago, I predicted that the 30-year fixed would fall to 5.875% by the fourth quarter of 2025....

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Midterm elections, inflation, and AI: Why 2026 could be more chaotic than 2025

Midterm elections, inflation, and AI: Why 2026 could be more chaotic than 2025

“You have the Democrats who have seemed to have found the lane arguing this affordability concept,” Hornik said. “You had...

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Mortgage volumes see first back-to-back fall in 2 months

Mortgage volumes see first back-to-back fall in 2 months

Homes in Centreville, Maryland.Nathan Howard/Bloomberg Home loan applications fell in consecutive weeks for the first time in two months, according...

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Christmas message from Mortgage Strategy – Mortgage Strategy

Christmas message from Mortgage Strategy – Mortgage Strategy

The team at Mortgage Strategy would like to wish all our readers a merry Christmas and a happy New Year....

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MBA Calls for Single Credit Report for a Mortgage If Your Credit Score is 700+

MBA Calls for Single Credit Report for a Mortgage If Your Credit Score is 700+

In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for...

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Why non-QM surged in 2025, and why one executive says 2026 could be even bigger

Why non-QM surged in 2025, and why one executive says 2026 could be even bigger

“In late 2024, all the forecasts that I saw, we were thinking non-QM originations were going to hit maybe $70...

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Warren seeks records on ‘zombie’ second mortgages after crisis

Warren seeks records on ‘zombie’ second mortgages after crisis

A key Senate leader is requesting records surrounding the cancellation of second mortgages following the Great Financial Crisis and asking...

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Pace of lender rate cuts stays low, says Moneyfacts – Mortgage Strategy

Pace of lender rate cuts stays low, says Moneyfacts – Mortgage Strategy

The pace of mortgage rate cuts is low but continuing, the latest rate watch data from Moneyfacts reveals. Week-on-week, the...

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