C&N Bank, Get $400 Bonus with New Checking Account (NJ, NY, PA)

Feb 21, 2026

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C&N Bank, Get $400 Bonus with New Checking Account

C&N Bank is offering a bonus of $400 when you open a new checking account. You need to open the account online in order to get the $400 bonus. The offer is limited to NJ, NY and PA. Let’s see how this C&N Bank bonus works.

Offer Details

You can earn up to a $300 bonus if opening the account in person or get an extra $100 when you open the account online. To receive the $400 bonus, you need to:

Open a new checking account online (C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking).
Use promo code SWITCH.
Start your account with deposits totaling $1,000 within the first 7 business days from the open date.
Have your paycheck or other deposits made directly into your new account, totaling at least $5,000 within the first three months. (Direct deposits totaling $5,000 over consecutive 3-month period required to receive Bonus.)
As long as your account is open for six months, you’re eligible for your bonus.

Payout will occur within 45 days of six-month direct deposit. Payout valid through June 30, 2026.

Eligibility

Offer available in NJ, NY, PA (see map).

Account Fees

Simply Free Checking and the Savings Account requires a minimum balance of $50 to avoid a $3 monthly maintenance fee.

Guru’s Wrap-Up

This is the first time I hear of this bank. They have locations in NJ, PA and upstate NY. To get the $400 bonus you can open the account online and complete a direct deposit of $5,000 or more. However the terms are not very clear. It also seems that they are Chex sensitive. They are opening accounts and closing them after for exactly that reason.

Please let me know if the comments if you have any previous experience with this bank, or if you go for this C&N Bank bonus.

If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.