West Brom Building Society has cut rates by up to 24 basis points across a range of three- and five-year fixed rate mortgages, aimed at first-time buyers, home movers and people looking to remortgage.
The mutual says that for FTBs and home movers, it has reduced the rate on its five-year 95% loan-to-value no-fee product to 4.84%, and on its three-year 95% LTV offer, the fee has been reduced to £499, with a rate of 4.79%.
For remortgagers, new products have been launched, including a three-year 75% LTV no-fee option at 4.35%, with £500 cashback. The society has also reduced rates on its three-year 80% and 90% LTV products.
West Brom Building Society product manager John Phillips says: “By reducing these rates and launching new products, we’re helping customers find the right deal for their needs, particularly those who prefer the stability of a five-year fix.
“Our latest reductions show our commitment to helping first-time buyers with smaller deposits and continuing to offer great value to homeowners looking to remortgage.”
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