US home equity drops $374B as underwater mortgages rise
Dec 14, 2025Borrower equity in the U.S. saw a third-quarter pullback, while a corresponding increase in underwater mortgages is raising concerns about...
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Most Recent Servicing News
Mortgage
FHA borrowers face growing payment challenges
Nov 16, 2025Mortgage delinquencies increased by 6 basis points from the second quarter, as the performance of Federal Housing Administration-insurance loans declined,...
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Mortgage
Experian responds to FICO, offers VantageScore 4.0 for free
Oct 15, 2025Amidst a credit score war, Experian has thrown the latest punch. The data and technology company will now offer VantageScore...
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Mortgage
Mortgages no longer top payment priority
Sep 16, 2025Mortgages no longer sit atop the payment hierarchy, as distressed consumers are 19% more likely to pay their auto loans...
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Mortgage
How flooring choices affect mortgage appraisals
Sep 12, 2025Lenders evaluating residential properties often overlook the influence of surface-level features that directly affect valuation outcomes. Flooring is one of...
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Mortgage
Why homeownership dropped for first time in years: Harvard
Jun 24, 2025A long-term rise in the homeownership rate ended last year, and the latest report from the Harvard Joint Center for...
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Mortgage
Mortgage servicers benefit most from FOMC’s inaction: KBW
Jun 20, 2025In the aftermath of the Federal Open Market Committee’s June meeting, certain interest rate spreads should narrow, but the overall...
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Mortgage
FHA streamlines distressed mortgage borrower rules
Jun 4, 2025The Federal Housing Administration has revised updates planned for rules around contacting and offering options to distressed borrowers. The FHA...
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Mortgage
Rithm Capital files for SPAC public offering
Feb 4, 2025It is possible, though not highly likely, that a newly created special purpose acquisition company could be the way that...
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Mortgage
Servicers advise homeowners on next steps after LA fires
Jan 20, 2025A resident whose house was destroyed speaks with a Federal Emergency Management Agency worker after the Eaton fire in Pasadena,...
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