First Tech FCU Bonus, Get Up to $800 with New Checking Account

Jun 4, 2025

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First Tech FCU Bonus

First Tech Federal Credit Union has a new promotion that can earn you up to $800 when you open a new checking account. This bonus is available nationwide, but you need to become a member first which will cost you $8. Check out the details of this First Tech FCU bonus below.

Offer Details

New members can earn up to $800 in cash rewards for establishing direct deposit, depositing new money, and making card purchases on everyday items. Here’s how it works:

Earn up to $300 when you set up direct deposit
- Qualified direct deposits of $1,000 to $5,000 per month must be received for a one-time $50 bonus; qualified direct deposits greater than $5,000 per month must be received for a one-time $300 bonus. New direct deposit must occur at least once per calendar month. Direct deposits are considered new if there has been no direct deposit activity in the Participant’s share accounts on which they are the primary owner within the previous 18 months. Enrollment is the date of the initial direct deposit transaction. During the period of time commencing with Enrollment and ending 90 calendar days after Enrollment, at least one direct deposit transaction must occur each calendar month starting with the initial direct deposit transaction. A minimum of three direct deposit transactions must be received during the Enrollment Period.
Earn up to $300 when you move money to First Tech
- A minimum of $10,000 and up to $20,000 must be deposited to qualify for a $150 bonus. Depositing any amount over $20,000 will qualify for a $300 bonus. Eligible only for funds not currently or previously held in a First Tech Federal Credit Union account at the time of this offer. Funds must be deposited into a First Tech Rewards Checking or First Tech Rewards Savings account on which the Participant is the primary account owner no later than 30 days after Enrollment to be considered for the corresponding tier bonus. Starting 31 days after Enrollment, the average daily balance through the following 90 calendar days must meet or exceed the tier minimum for the corresponding tier bonus (“Qualification Period”). For example, if a member enrolls on September 30, 2025, funds must be deposited by October 30, 2025. The average daily balance must be maintained through January 28, 2026.
Earn up to $200 on everyday debit card purchases
- The spending bonus reward is 5% of qualified purchases up to a total reward payout of $200 (maximum spend of $4,000). Qualifying transactions include posted debit card purchases to the FTRC account. The purchases must be made using a First Tech debit card linked to the FTRC account on which the Participant is the primary owner. For purchases to qualify, transactions must post to the account(s) no later than 30 days after Enrollment (“Qualification Period”) to receive a one-time spending bonus.

Eligibility

You must be e member.
Offer valid for new members and accounts opened at firsttechfed.com.
Must be at least 18 years old to participate in the offer.
Available on personal accounts only.
First Tech employees are ineligible.

Account Fees

The checking account has no fees.

Guru’s Wrap-up

This bonus comes in two parts. You get $300 when you complete three direct deposits totaling $5,000 or more. Then you get another $300 for depositing over $20,000 in the account and keeping that balance for just over 90 days if timed right. Then you can earn 5% back on debit purchases, for up to $200 total.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.