Earn $125 Bonus When You Sign Up for SoFi Plus

SoFi Plus Bonus

Rakuten is offering a bonus of $75 or 7,500 Membership Rewards points when you sign up for SoFi Plus. Additionally, you earn a $50 from SoFi for a total bonus of $125.

In order to earn both bonuses, you need to sign up for a SoFi Plus account and either pay the $10 subscription fee or subscribe with eligible recurring direct deposit to a SoFi Checking & Savings account.

You need to start at Rakuten and click Shop Now to proceed with enrollment on the offer page at SoFi.

If you don’t have a Rakuten account, you can get a $30 bonus if you sign up now. And if you don’t have a SoFi Checking & Savings account, then you can do that bonus first.

Important Terms

• All new and existing members who have not previously enrolled in this Promotion are eligible to earn a bonus of 5,000 SoFi rewards points (the “Bonus”) (equal to $50) when they (i) enroll in SoFi Plus, either by paying the SoFi Plus Subscription Fee or by receiving an Eligible Direct Deposit into their SoFi Checking or Savings account, and (ii) maintain their SoFi Plus membership for at least 90 calendar days.
• The SoFi Plus Welcome Offer Promotion will begin on 5/9/2025 at 12:01AM ET and end on 12/31/2026 at 11:59PM ET
• In order to qualify for the Bonus, the user must (i) click on the link in the promotional communication, (ii) enroll in SoFi Plus either by paying the SoFi Plus Subscription Fee or by receiving an Eligible Direct Deposit into their SoFi Checking or Savings account within 45 calendar days of clicking the promotional link, and(iii) maintain their SoFi Plus membership for at least 90 calendar days. The user will have 135 calendar days from clicking on the promotional link to complete all required actions. This offer cannot be combined with the SoFi Plus referral offer.

Guru’s Wrap-up

This is the best offer we have seen for SoFi Plus. You can earn this bonus even if you already have a SoFi Checking or Savings account, or if you open one now.

You will need to keep SoFi Plus for three months. That requires a monthly direct deposit, or you will have to pay $10 per month.

Hat tip to Daniel for sharing this offer in our Facebook Group.