Amex Business Platinum Revamp
American Express will launched the revamped Platinum Card and Business Platinum card on September 18, 2025, with an increased annual fee of $895. While we already knew some of the details for the personal Platinum card, we didn’t have much information about the Business card. Well now we actually have all of the details as well as the welcome bonus that you should expect, thanks to a leak that was first published by Doctor of Credit.
The leak confirms the $895 annual fee, and the $600 FHR credit. It also shows a welcome bonus of 200,000 points which is not super exciting. It also shows that you’ll be able to choose between between a regular or mirror finish card. Let’s check out the full details below.
Welcome Bonus
- Earn 200,000 Membership Rewards after spending $20,000 or more within the first 3 months.
This is not a very exciting offer considering that we already can find offers for 250,000 points, and we had seen offers as high as 300,000 in the past.
Annual Fee
We already knew the annual fee would increase by $200.
Earning Rates
- 5x on fine hotels & resorts and the hotel collection booked through American Express travel
- 5x points on all flights booked through AmExtravel.com
- 2x points on key business purchases (limited to $2 million per calendar year)
- Select categories (Construction material and hardware suppliers Electronic goods retailers and software & cloud system providers Shipping providers)
- Single purchases of $5,000+
- 1X point on all other purchases.
Annual Credits
- NEW $600 hotel credit ($300 semi annual credit for Fine Hotels & Resorts/The Hotel Collection)
- Up to $209 CLEAR Plus credit
- Dell credit of up to $1,150:
- $150 in statement credits on U.S. Purchases
- An additional $1,000 statement credit after you spend $5,000 or more on those purchases per calendar year
- $250 Adobe credit when you spend $600+ or more on Adobe purchases
- $200 airline incidental credit per calendar year
- $200 Hilton credit ($50 per quarter)
- $360 Indeed credit ($90 per quarter)
- $120 Wireless service credit ($10 per month)
Lounge Access
- The Centurion Lounge access
- International American Express lounge access
- 10 Delta SkyClub loung evisits
- Priority Pass Select membership
- Airspace lounge access
Elite Status
- NEW Leaders Club Sterling status for Leading Hotels of the World
- Marriott Gold status
- Hilton Gold status
More Credits for Big Spenders
Additional credits when you spend $250,000+ on qualifying purchases in a calendar year:
- $2,400 American Express One AP credit
- $1,200 Amex Travel Online flight statement credit
Guru’s Wrap-up
I expected more changes to be honest, but it looks like the leaked $600 FHR credit is the only major addition. However I doubt many people would consider an extra $600 in value, especially since it’s broken down in $300 every 6 months.
Besides that, the other additions are Leaders Club Sterling status and credits for big spenders who complete $250,000+ on qualifying purchases in a calendar year. There’s also an enhancement in the form of 2x points on key business purchases, which is up from 1.5X.
But the annual fee is jumping from $695 to $895, and the 35% rebate is changing for the worse.
Are you canceling or keeping your cards? Planning to apply now or later? Let me know what you think!
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